Are Banks Open on Black Friday? (2026)
Yes — banks are open on Black Friday, Friday, November 27, 2026, with normal hours. Black Friday is not a federal holiday: the Federal Reserve is open, settlement runs normally, and branches operate as on any Friday. Check the live answer for your state on our US bank holiday checker.
The one wrinkle: a few state governments (notably Texas) close for the day after Thanksgiving — but that’s government offices, not banks. Your bank will be open.
Why banks stay open on Black Friday
The US bank holiday calendar has exactly 11 federal holidays, and the day after Thanksgiving isn’t one of them. Thanksgiving itself (Thursday, November 26, 2026) closes banks; Friday is business as usual. This surprises people because so many employers give staff the day off — but banks follow the Fed, not corporate custom.
Texas is the notable exception people ask about: the state observes the Day After Thanksgiving as a state holiday with a skeleton crew — yet Texas banks still open normally, because the Federal Reserve is open.
What to expect at branches
Normal Friday hours, but busier than usual in retail areas — Black Friday shopping crowds spill into branches for cash, cashier’s checks and large withdrawals. If you need a teller, go early morning or use the drive-through.
ATMs get heavy use on Black Friday weekend; if your branch’s ATM runs low, use another in-network ATM or get cash back at a retailer. Mobile deposit limits are unchanged.
Black Friday vs. Thanksgiving week
The full picture for 2026: banks close Thursday, November 26 (Thanksgiving), open Friday, November 27 (Black Friday), and close Sunday, November 29 as always. Saturday, November 28 follows each bank’s normal Saturday hours.
Transfers initiated on Thanksgiving process on Friday — a one-day delay versus a normal week, not two.
The next closure after Black Friday
After Black Friday, the next US bank holiday is Christmas, Friday, December 25, 2026. Then New Year’s Day 2027 (Friday, January 1) follows a week later.
See the complete year on our US bank holidays 2026 calendar.
Quick answers
Are banks open on Black Friday 2026?
Yes. Banks are open on Black Friday, Friday, November 27, 2026, with normal hours. It is not a federal holiday — only Thanksgiving Day (November 26) closes banks that week.
Is Black Friday a federal holiday?
No. Black Friday is not one of the 11 federal holidays, so the Federal Reserve and the banks are open.
Are banks open on Black Friday in Texas?
Yes. Texas state government offices close for the Day After Thanksgiving, but Texas banks follow the Federal Reserve and stay open.
Are banks busy on Black Friday?
Often, yes — especially branches near shopping areas. Go early or use ATMs, drive-throughs and mobile banking to skip the lines.
Do wire transfers work on Black Friday?
Yes. The Fed is open, so wires, ACH and settlement run on normal Friday schedules.
When is Black Friday 2027?
Black Friday 2027 is Friday, November 26, 2027 — the day after Thanksgiving (November 25). Banks will be open.