US Bank Holidays 2026
Verified against the Federal Reserve K.8 holiday schedule · Updated
The complete 2026 US bank holiday calendar: all 11 Federal Reserve holidays with their actual closure dates — including observed days when a holiday falls on a weekend. State-specific observances (where banks stay open) are listed on each state page.
| Date | Day | Holiday | Applies to | Note |
|---|---|---|---|---|
| Thu | New Year's Day | All states | ||
| Mon | Birthday of Martin Luther King, Jr. | All states | ||
| Mon | Washington's Birthday | All states | ||
| Mon | Memorial Day | All states | ||
| Fri | Juneteenth National Independence Day | All states | ||
| Fri | Independence Day | All states | Fed K.8: Reserve Banks open Jul 3; Board closed. Most retail branches observe the Friday — confirm with your bank. | |
| Mon | Labor Day | All states | ||
| Mon | Columbus Day | All states | ||
| Wed | Veterans Day | All states | ||
| Thu | Thanksgiving Day | All states | ||
| Fri | Christmas Day | All states |
Watch the observed dates
When a federal holiday falls on Saturday, most retail banks close on the preceding Friday; on Sunday, they close the following Monday. The table above shows the actual closure date — for example, Independence Day 2026 (2026-07-04) is observed on 2026-07-03. Confirm with your bank before visiting on an observed day.