Are Banks Open on Veterans Day? (2026)

No — most US banks are closed on Veterans Day, Wednesday, November 11, 2026. Veterans Day is a federal holiday honoring US military veterans, the Federal Reserve is closed, and nearly all banks follow the Fed’s schedule. Check the live answer for your state on our US bank holiday checker.

As with every federal holiday, the closure hits branch counters only. ATMs, mobile and online banking, direct deposits and card payments all work normally on November 11.

Why banks close on Veterans Day

Veterans Day is one of the 11 federal holidays on the Federal Reserve K.8 calendar, observed every November 11 regardless of the day of the week. In 2026 it falls on a Wednesday — a midweek closure, so there’s no long weekend attached.

Unlike some federal holidays that shift when they land on a weekend, November 11, 2026 needs no observed-date adjustment: banks simply close on Wednesday itself.

What’s open and what isn’t

Closed: bank branches, the Federal Reserve’s settlement systems, and USPS — there is no regular mail delivery on Veterans Day. Open: ATMs, banking apps, Zelle and card networks. The stock market also stays open: the NYSE and Nasdaq do not observe Veterans Day.

Plan branch visits for Tuesday, November 10 or Thursday, November 12.

Veterans Day vs. Memorial Day

The two military holidays confuse people: Memorial Day (last Monday of May) honors those who died in service, while Veterans Day (November 11) honors all who served. Banks close for both — Memorial Day 2026 was May 25, and Veterans Day 2026 is November 11.

In 2027, Veterans Day falls on Thursday, November 11, 2027.

The next closure after Veterans Day

After Veterans Day, the next US bank holiday is Thanksgiving, Thursday, November 26, 2026 — and note that Black Friday (November 27) is not a federal holiday, so banks reopen normally the next day.

See the full year on our US bank holidays 2026 calendar, or look ahead to the 2027 dates.