Are Banks Open on Thanksgiving? (2026)

No — banks are closed on Thanksgiving Day, Thursday, November 26, 2026. Thanksgiving is a federal holiday, so the Federal Reserve is closed and nearly every US bank keeps its branches shut. Check the live answer for your state on our US bank holiday checker.

Only branch counters close. ATMs, mobile banking, card payments and peer-to-peer apps such as Zelle and Venmo keep working, and most banks reopen on Friday as normal.

Why banks close on Thanksgiving

Thanksgiving — the fourth Thursday of November — is one of the 11 federal holidays on the Federal Reserve’s K.8 schedule. When the Fed closes, Fedwire and the ACH network do not settle, so Chase, Bank of America, Wells Fargo, Citi, US Bank and almost every community bank and credit union close with it.

The New York Stock Exchange and Nasdaq are also closed on Thanksgiving, and they close early on Friday, so there is no trading to settle either.

Thanksgiving week: day by day

In 2026: Monday to Wednesday (November 23–25) are normal banking days, though some branches close early on Wednesday. Thursday, November 26 is closed. Friday, November 27 (Black Friday) is open with normal hours. Saturday follows each bank’s usual Saturday hours, and Sunday is closed.

Do your cash withdrawals, cashier’s checks and in-person deposits on Monday or Tuesday — Wednesday is the busiest day of the week at most branches.

What happens to transfers and deposits

Electronic transfers, ACH payments and wires started on Wednesday evening or on Thanksgiving Day settle on Friday, one business day later than usual. Mobile check deposits made on Thanksgiving are treated as received on the next business day, which is Friday.

If a bill is due on Thanksgiving, pay it by Tuesday or Wednesday to avoid a late fee.

The next closure after Thanksgiving

After Thanksgiving, the next US bank holiday is Christmas Day, Friday, December 25, 2026. See the complete year on our US bank holidays 2026 calendar.